This includes 910 new watercraft and 1,010 used boats, available from both private sellers and well-qualified dealers who can often offer boat financing and extended boat warranties. -Once you own it it will be too late to say, "I'm going to put off buying an anchor or bilge pump until next year. Your newest SW. boat insurance on expensive boats isn’t cheap either. Looking to finance something smaller? If you're thinking of buying a new Jet Ski®, WaveRunner®, Sea-Doo® or other personal. Our Commitment to Sustainability. Posts: 113. It may well be the lower US prices will offset the cost of. Re: Financing a liveaboard? Many people say, don't say live aboard. Search Boats For Sale Near Me. I currently work in the Pacific Islands and am hoping to purchase a catamaran to cruise Boat financing - Cruisers & Sailing ForumsCurrently, for My Financing USA, the current range is 550 and up in order to prequalify for an RV or boat loan. Hello, I'm wondering if anyone knows of a financial institution that would offer a loan for a boat overseas. Quote: Originally Posted by CoolBeans. This will be my first boat purchase and I'm planning on using it as a liveaboard. Boston Whaler 380 Outrage. Boat: 2011 Lagoon 450F. - Bimini: 2022. Catalina 27/Hunter 28. Deposit A loan for a boat might be a personal installment agreement, whereby borrowing money will involve paying it back monthly plus the interest rate, or bank rate. A loan for a boat might be a personal installment agreement, whereby borrowing money will involve paying it back monthly plus the interest rate, or bank rate. Starting at $19,799. This includes 140 new vessels and 3 used boats, available from both private sellers and well-qualified boat dealers who can often offer boat financing and extended boat warranties. This includes 305 new watercraft and 191 used boats, available from both individual owners selling their own boats and well-qualified boat dealers who can often offer boat financing and extended boat warranties. Cruisers - 1986 - Esprit 3370 - Rochester, New York, United. Back. Boats in Saint Charles. In fact, financing your brand new Harris is a lot simpler than many people would guess, and knowing a bit more about boat financing will help make the process as smooth as silk. BOATS CRUISING BOATS. The 2023 Jeanneau DB/43 IB is among the modern cabin cruisers to include an open bow compartment as designers endeavor to combine day-boating pleasure with a multi-stateroom cabin boat. Low monthly payments. Small-Dinghy (Power). Fiberglass and aluminum aren’t that far behind polished mahogany in terms of what makes a classic. From providing answers to questions, to providing additional photos, to packing the boat and setting up a truck for delivery to Plymouth MA. To qualify, you must become a. Check out a yacht loan calculator to see how much yacht you can afford. In addition, expect the bank to only loan a percentage of the vessels value. Heck, you'll spend between $500 - $1000 in. The most popular kinds of boats for sale in. There are presently 58 boats for sale in Pittsburgh listed on Boat Trader. Boats, Motorsports products, Golf Cars, Skeeter Boats, G3 Boats and Power Assist Bicycles. Express Cruisers. Boats in Nevada. Despite the tumultuous ride that rates took in 2022, things have now stabilized, and current yacht financing rates generally begin at 6. Troubles develop and boats get sacrificed before houses and cars. We have always been reallyMotor Yacht/Power Cruiser. Discover a premier boat and yacht dealership at Singleton Marine, with a vast selection of new and used boats for sale. There are presently 76 boats for sale in Baltimore listed on Boat Trader. Thankfully I can perform my job completely remotely (just need internet connectivity). Price Spread: Low-to-mid $100s to over $300K. *Financing Available with MarineMax* Introducing the 2024 Cruisers Yachts 34 GLS-OB, now available in Brick, NJ. Speedy Little Yacht: Tiara 43 LE. The current owner is upgrading to a bigger boat, so this is your chance to own a piece of boating royalty. Power ⁄. Where to get a boat loan. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. This remarkable vessel combines cutting-edge technology and impeccable design, creating an unrivaled boating experience. 00 $200 000. , we are boating and trailers enthusiasts, and there’s nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality boat, cruiser, trailer and more can bring. Boat loan APRs* as low as 8. 89% Annual Percentage Rate (APR). Interest rates are higher for smaller loans. available from both private sellers and well-qualified dealers who can often offer vessel warranties and boat financing information. These live aboard yachts are made by a number of top brands, including Hatteras, Viking, Sea Ray, Tiara, Sunseeker, Kadey-Krogen, and more. Take out a boat loan with a lender specializing in marine financing. Simply knowing how boat loans work is beneficial for your personal knowledge as you begin researching the financing process. 2001 Carver 396 Motor Yacht- Stk#38784: $174,999. This includes 0 new watercraft and 18 used boats, available from both private sellers and experienced boat dealerships who can often offer vessel warranties and boat financing information. A while back we made an offer on a '77 Swan (didn't get it) but leading up to that decision we made some inquiries about financing and insuring boats of that age. There are currently 51 boats for sale in Boston listed on Boat Trader. This includes 33 new vessels and 29 used boats, available from both individual owners selling their own boats and experienced boat dealerships who can often offer vessel warranties and boat financing information. . From day cruisers to sailing yachts, our financing can help get you on the open waters. Apply Now. For one, some boat loans are more like mortgages than auto loans, since the payments can stretch out as long as 20 years. Models: Sunreef 50, Sunreef 80, Sunreef 100, Sunreef 130, sunreef MM 460 CAT. Boat: Leopard 38 Catamaran. 00 (USD) per foot per month, (another $540), insurance costs of at least $1,200 per year (on $50,000); and, monthly maintenance and up-keep that could easily average another $300-$500. They do boat loans (mortgages) up to 150K Canadian. $999. Quote: Originally Posted by CoolBeans. 26 - 100 ft long. This includes 81 new watercraft and 76 used boats, available from both individual owners selling their own boats and well-qualified dealers who can often offer vessel warranties and boat financing information. Versatile lineup of deck boats, fishing boats, bowrider boats, and center console boats. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other criteria. For a $100,000 boat with 20% down and 10% interest, you would stand to make $25K in interest. 2024 Delta Powerboats 33 Open. 49% for 5 years. Re: 20 year boat loan. There are presently 1,562 boats for sale in Connecticut listed on Boat Trader. Re: Financing a liveaboard? Many people say, don't say live aboard. My neighbors here at the dock just went through what your going through with financing. A yacht policy usually carries a percentage of the insured value deductible, for instance a 1%, deductible means a boat insured for $100,000 would have a $1,000 deductible. Call or click now!YACHT LOANS UP. Your estimated monthly payment for your loan will be displayed in the field above the calculator. Re: financing older boats. Partnering with Trident Funding. Right now, if you buy a used product at your local Yamaha dealership and finance with Yamaha Motor Financial Services, you will receive a free Yamaha WaveRunner starter. Boat: 2007 Lagoon 440 OV. Jan 30, 2018. The most. Re: Financing first boat purchase. If you want to put your foot down, this is an ideal choice. $10,000 is pretty much a good number for a relatively nice used boat. 9 normally - aspirated or 1. Dock a Pontoon Boat: A How. Bay Power Cruiser Loans Read. Location: Leavenworth, KS. We offer marine financing options to put a plan together for you. This includes 329 new vessels and 64 used boats, available from both private sellers and well-qualified dealers who can often offer boat financing and extended boat warranties. Etc. - Bimini: 2022. Be sure to ask us about the availability of. We offer the best selection of boats to choose from. Transport and preparation not included. "Put 100% of that income into the boat fund IN ADDITION to the monthly payment deposit. When you are shopping for a boat loan provider, you don’t have to look very far. Current boat loan interest rates for well qualified borrowers start around 8. 24%. United States (English). Marine. Boat loan APRs* as low as 8. For crafts under 30ft in length. We are your source for Cruisers loans. Examples of Available Boat Loans. And although leasing may be less expensive than boat ownership, it still isn’t a cheap option. Greg from finance was up on of all the paperwork. Signup for The Daily Cruiser Email : Cruisers & Sailing Forums > Scuttlebutt > Dollars & Cents: Boat Financing In The Midwest Click Here to. Trawler. All New Used Location Fort Collins, CO 101 Las Vegas, NV 10 Manufacturer Centurion. And since you will be used to the money not being there, that's $700 a month to fix the boat up for the second year. For crafts under 30ft in length. Sailo's Boat Calculator. We can configure your 37′ Open with triple or quads. 2001 Monterey 282 Cruiser. Boats For Sale. Boat Loans Boat Transport Boat Warranty Boat Documentation NADAguides Follow boats. Power-Flybridge. Best Bank & Co. If you're pre-approved for financing with U. Affordability will be based on things like your income, credit score, debt-to-income ratio, purchase price of. Whether it’s for a cabin cruiser, motor yacht, sailboat, wooden boat, something new or an 80 year old classic, JJ Best will help you finance it. Calculate Payment. There are now 44 boats for sale in Buffalo listed on Boat Trader. Power-Walkaround. Learn. Apply where it’s convenient for you. 07-12-2016, 15:07. Images: 10. Find boats of all types and price ranges on BoatCrazy. This includes 126 new vessels and 3 used boats, available from both individual owners selling their own boats and professional boat dealerships who can often offer boat financing and extended boat warranties. Century Marine in AZ & UT wants to help you get your hands on a boat in whatever way we can. Contact Us. Rates as low as 8. About MarineMax MarineMax is the world’s largest recreational boat and yacht retailer, selling new and used recreational boats, yachts and related marine products and services, as well as. There are now 55 boats for sale in Milwaukee listed on Boat Trader. I need a larger boat than I currently have [just added to my family by TWO adopted boys 11 & 12]: I know. This includes 3 new vessels and 12 used boats, available from both private sellers and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. . This includes 3 new vessels and 6 used boats, available from both private sellers and professional dealers who can often offer various boat warranty packages along with boat loans and financing options. Troubles develop and boats get sacrificed before houses and cars. If I followed people’s practical advice I wouldn’t have had nearly 40 years of cruising, including 10 year in the Caribbean. When researching what boat to buy, keep in mind the vessel's condition, age and location, and be sure to research the top cities in your area (including Brick, Toms River, Somers Point, Stone Harbor and Lake Hopatcong) as well as the. We have a general idea of budget and type of boat. We serve people across the 48 contiguous states and Alaska, and we want to. Estimate your payment for a Yamaha WaveRunner with the Finance Calculator. S. Boat loans are cheap so you may rationally decide to leave your money in investments rather than pay cash. With over 100 years’ combined experience in the recreation finance industry, our boat loan lenders can help with boat loans, yacht financing rates, yacht loans, RV loans, RV loan rates, and motorhome financing. 00; Location Call 305-681-6602; Condition Pre-Owned; Year 2022; Make Robalo; Model R242; Type Boat; Class Center Console; Notes Bob Hewes Boats is family owned and operated, since 1926, with 4 convenient locations in Dade and Broward. Sales of new power boats increased 12% in 2020 over. Join Date: Apr 2012. $3,500 1 minimum borrowing amount. Find Power Cruiser boats for sale in your area & across the world on YachtWorld. Call or click now!Yes, you can find plenty of express cruisers for under $10,000. Posts: 85. Here’s a quick list of 10 of the best affordable boats in 2023 which can easily get you, your family, and your friends out on the water and well on your way to having many unforgettable boat adventures. State boat registrations are a joke when it comes down to dealing with multiple states. High Performance. Be sure to read Financing & Boat Loans: Helpful Information for Boat Ownership to learn more about some of the finer points of financing a boat. New and used cruisers, bowriders, pontoons, fishing boats, jet boats & more! 1-888-378-0583. Cruisers & Sailing Forums > Cruising Business & Commerce > General Classifieds (no boats) Want To Buy: Any US lender financing boat outside US ?A boat loan works much like an auto loan but for a longer time period. 3652; What We Finance. Shop, finance, insure and buy 100% online, even get your boat delivered to your door. Location: Thunder Bay, Ontario - 48-29N x 89-20W. With Mercury Repower Financing, you can easily power up everything from fishing boats, to runabouts, to cruisers with flexible financing on the engine. Financing Available OAC-Trades Welcome One OIwner 2010 Bayliner 245SB Cruiser 5. $16,995 . The amortization can be up to 20 years, but may be lower if the boat is old and represents a certain risk for. 7 knots. available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. 2007 Cruisers Yachts 420 Express. 4. You can get a boat loan with a lower credit score, but expect that you may have to pay a penalty in the form of a higher interest rate or a larger down-payment. This includes 1 new vessels and 28 used boats, available from both individual owners selling their own boats and professional dealers who can often offer various boat warranty packages along with boat loans and financing options. 1. Best Bank & Co. The vinyl seats are durable, waterproof and long-lasting if they are properly cared for. 5 times out of ten. My wife and I are getting a good. Boats in Washington. We continue with these insider secrets to buying boats that can save you money when buying a yacht: Yacht financing Ways to lower interest. You can also choose to finance rigging, gauges, controls and even labor. Yes, we do have. The most popular types of boats for sale in Georgia currently are Pontoon, Bass, Ski and Wakeboard, Center Console and Bowrider boats, while the most common boat brands available are Tracker, Sun Tracker, Lowe, Ranger and Starcraft. Used Boats; Sell Us Your Boat; Financing; Contact; Get In Touch (833) 452-1678; Find A Dealer; Stay Connected. This includes 1,708 new vessels and 1,170 used boats, available from both individual owners selling their own boats and experienced dealers who can often offer vessel warranties and boat financing information. The most popular types of boats for sale in Iowa right now are Pontoon, Canoe/Kayak, Bowrider, Bass and other boats, while the most common boat brands. The most popular types of boats for sale in Milwaukee today are Rigid Inflatable Boats (RIB. Couple other tips on getting a boat loan these days: you need to show a bunch of liquidity, good credit, low balances on credit cards. Bank provides loans of up to $150,000 for new or used boats, as well as refinancing. Boat Loan Payment: Example - Monthly payments of $10. Skip to content Skip to navigation Skip to footer . I'd be interested in your business model - day charters or liveaboard charters. Make. Other optional features on cruiser boats include air conditioning, heated water, and electrical power. Personal Watercraft. Rates as low as 8. Scout Center Consoles, as well as yachts and cruisers from Prestige, Regal, and Tiara. Find Monterey 260 Scr boats for sale near you, including boat prices, photos, and more. Good Day everyone! Planning on a Cash purchase of a catamaran for quicker transaction. Boat Trader is confident you'll find the boat you're searching for because there are presently 6,811 cruiser boats posted for sale, with 955 even more boat listings being added within the past month. This includes 695 new watercraft and 202 used boats, available from both private sellers and experienced boat dealerships who can often offer vessel warranties and boat financing information. Regarding cost, for outside storage, boats are typically shrink wrapped at a cost of roughly $10-15 per foot, so a 21-foot boat might cost $200-300 to cover and make ready for winter. The roomy, notched bow features expansive seating and storage, while the cockpit includes a new aft-facing couch with. Reserve your boat: Once you’re happy with the model, configuration and price, click on a boat to view its installed options and details. 2. Shop with confidence. 2023 Tracker Pro Guide V-16 SC. Get your family on the water and start your boating journey at Boat Trader!Get a competitive rate and finance your boat/RV through any of our partner dealers. The most popular kinds of boats for sale in Springfield currently are Pontoon, Bass. Interview with Gene Gooding, Cruisers Sales:Boatloan. Crownline Boats are without a doubt the most exciting and progressive boats on the market today. S. Description. The majority problem is financing a 20 year old boat. There are currently 15 boats for sale in New Orleans listed on Boat Trader. Those in search of a compact cabin cruiser in 2022 will want to check out the all-new Cutwater C-288 C. Discover the Sea Ray lineup, find the boat that is just right for you, or use our build-a-boat to further explore options and features. We also finance re-powering projects and offer the insurance you need!Posts: 145. These shallow water are two feet deep. That $100K boat (loan) will cost you about $160K and you would have to earn about a quarter-million $$$$ before taxes to pay for it. We offer Used & New boat loans with interest rates that can begin as low as 7. There are currently 310 boats for sale in Corpus Christi listed on Boat Trader. 2023 Boston Whaler Super Sport 160 and 130. So expect to pay more on your monthly premium than you would for a house of equal value. The longest you can go on boat loans I think is 20 years, and the interest will be a bit higher than a home mortgage. Naples, Florida, United States. Amount To Be Financed. . Above: A 2022 Cutwater C-288 Coupe with twin Yamaha 250-HP outboards cruises along the water. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Find boats for sale in Knoxville. Description. Paragon of Coastal Cruisers: The Grand Banks Eastbay 44. This includes 2,181 new vessels and 1,134 used boats, available from both private sellers and professional boat dealers who can often offer boat financing and extended boat warranties. There are presently 129 boats for sale in Saint Charles listed on Boat Trader. in 2015. You should have a very carefully worded agreement and keep careful records of each payment. Boat Reviews. We offer marine financing options to put a plan together for you. I wouldn't let on, however, that you might want to go offshore. Boat Financing Boat Shows Blog Waypoints. Of the 20 responses 19 were like the last one - didn't answer the question but made some assumption about why OP was financing. Standard down. established Cruisers as a result to fill a niche for larger. BRP Audio System. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite. Browse through Fishing Boats, Center Consoles, Pontoons, Cruisers, PWCs and more in Pennsylvania. Boat Financing. 5 years then worked for 1-1. We are proud to be able to offer the BEST names in boats. And because we finance more major boat and marine manufacturers than anyone else, we understand your needs. Boats in Coeur D Alene. Photo: Cutwater Boats. 2628; Your Dream boat awaits. won't finance if it will be your primary residence, or, (this one will make you laugh), they will do $350,000+ if it is a monohull, but it must be under $100,000 if it is a multihull. About MarineMax MarineMax is the world’s largest recreational boat and yacht retailer, selling new and used recreational boats, yachts and related marine products and services, as well as. Thankfully I can perform my job completely remotely (just need internet connectivity). Boat Dealers Boost Sales With BoatCrazy at low rates. Note: Offers encouraged. After a lot a great input from members that this may not be an ideal time to buy a cruising catamaran, especially since we won't be able to use it until around March of 2022 (retirement date). We offer special programs designed to make it easier for you to buy and pay for your boat. Boat Loan Payment: Example - Monthly payments of $10. Boats in Minnesota. Used Boats. Paragon of Coastal Cruisers: The Grand Banks Eastbay 44. At the time I financed the loan for 15 years at about a 6 percent interest rate. Stop in today to see all our RVs. The author’s boat Adamaster, a Crossbow 42, at rest in a secluded anchorage. 4. There are currently 503 boats for sale in Nevada listed on Boat Trader. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. view inventory ; We’re everywhere you want to be. There are currently 163 boats for sale in Cincinnati listed on Boat Trader. HOW IT WORKS. -Sailing yacht offers 1 toilet with a shower. Here are lenders that offer boat loans, plus information on how to finance a boat with a personal loan — including unsecured and secured loan options. Here are lenders that offer boat loans, plus information on how to finance a boat with a personal loan — including unsecured and secured loan options. Location: Leavenworth, KS. Boat financing remains a tough market as does all recreational financing. We’re happy to answer any questions you may have, discuss tax questions, coordinate with your financial, tax or legal advisors, and help guide you through the process. US $1,235/mo. Boat Trader currently has 547 Cruisers boats for sale, including 133 new vessels and 414 used boats listed by both individual owners and professional dealers mainly in United States. Join Date: Jan 2020. Now add up all monthly payments for 5 years and you will be around $12,900. The buyer then receives ownership benefits as defined by the charter ownership, and/or your ownership. Then live aboard. Borrowers with the highest credit scores and strongest overall financial profiles usually get the best yacht loan rates. The most popular kinds of boats for sale in Nevada today are Ski and. Cruisers Yachts for sale vary in length from 34-60 feet in length. New and used boats for sale on boats. For example, U. Boat Loans; Boat Loan Calculator; Extended Service Plan; Tire & Wheel Plan; GAP Protection; Roadside Assistance;. odeapt. This includes 20 new vessels and 24 used boats, available from both private sellers and well-qualified dealers who can often offer vessel warranties and boat financing information. All Small Boats . Boat Financing; Boat Insurance; Boat Transportation; Advertise Here; Sell Your Boat . Boat: Swan 432. This includes 116 new watercraft and 47 used boats, available from both private sellers and experienced dealers who can often offer boat financing and extended boat warranties. The 380 Outrage® delivers a full-spectrum, pinnacle experience, performing beautifully as an offshore fishing platform, an entertaining vessel, a yacht tender or all of the above. This includes 56 new vessels and 17 used boats, available from both individual owners selling their own boats and well-qualified boat dealers who can often offer boat financing and extended boat warranties. Yacht Financing Rates For 2023 – Quarter 2. The amortization can be up to 20 years, but may be lower if the boat is old and represents a certain risk for them. $15-25k: 10-12 years. cruiser. Boat Financing After Retirement. Contact Us. HALF MINE. Request Price. (480) 835-9134. 2008 Cabo 38 Express. U. Photo Categories; Member Galleries; Life Onboard; Sailing in the WindCruisers traces her origins to the summer of 1953 starting out as Cruisers, Inc. This includes 119 new vessels and 124 used boats, available from both individual owners selling their own boats and well-qualified boat dealers who can often offer vessel warranties and boat financing information. 2013 Cruisers Yachts 540 Sport Coupe – Stk#39846: $509,000. Other rates may apply based on the age of the boat, the finance amount, and your current credit scores. Definition: Part Financing of a purchase or investment in a boat with a charter management or in charter ownership (with or without a program) refers to the means where you, the buyer, pays PART of the asking purchase price of the yacht. 2. ) A hallmark of a successful transaction is the vendor wants the purchaser to have the vessel. 1970 Custom 65′ Dive Boat – Stk#39184: $99,000. I'm applying for a boat loan for a 1986 motor yacht. Express cruisers are usually in the 30-50-foot range but they can be smaller or even quite a bit longer. You would be risking up to $80K of your money to make $25K, So, if the chance of delinquency is north of 30%, odds are you will lose money. Image coming soon. Like I said in the prior post - the key difference is that a home is a secured asset that can be seized in the event of default. Sea Ray 370 Venture: An Express Cruiser with Outboards Inside. You’ll need IRS Form 1098 to deduct the interest and also any points paid to secure a loan. Instead of having to put 20 percent ($20,000) down on a $100,000 boat, all you have to pay is your first and last month payment, which is your refundable security deposit. Before purchase check on, Images: 15. I am so frigging grumpy right now!! So a seller calls me up a few months ago wanting to know if we would be interested in his larger more expensive boat in exchange for our smaller vessel and cash. Okay, we're looking at buying our first boat . 89% Annual Percentage Rate (APR). Shop with confidence. As of September 2023, the best interest rates for boat loans. Since I am talking about passage making I stand by my statement. If you’ll be buying a cruiser boat, check out these tips below to make your boat buying and boat owning experience a happy and satisfactory one. Outfit your boat with the latest parts and accessories from our parts store. Partnering with Trident Funding. 86% APR 2 Excellent credit required for lowest rate. We also finance re-powering projects and offer the insurance you need! Posts: 145. 1. Re: Financing first boat purchase. Apply in person. The largest Cruisers yacht, the 60 Fly, has a. Buying in the US is probably going to be your best option. 21, 2021) – Today, Toyota Motor Credit Corporation (TMCC) announced the entry into a letter of intent with Great American Outdoors LLC, the parent company of Bass Pro Shops, Cabela’s and the White River Marine Group—makers of such legendary boat brands as Tracker, Ranger, Mako, Hatteras and others. If someone defaults on a home loan, in a standard healthy market, after the owner has invested a. Yacht / Cruiser Wakeboard Boat / Surf Boat Pontoon Boat Fishing Boat Reach Us Now. Maybe 9. 24%. Full swim platform with LinQ attachment points. The most popular boat classes for sale in Delaware currently. There are presently 144 boats for sale in Port Saint Lucie listed on Boat Trader. Learn More Marine Accessories. 24% and go up from there. The Canadian companies I have contacted will only finance new boats sold by dealers in Canada and the US companies I have contacted will. 76 per $1,000 borrowed for 144 months at 7. These rates fluctuate with market conditions, inflation, and supply and demand. Hi I am working setting up a boat renovation project in Spain I have the opportunity of buying a sailyacht that has potential, and already have 50. * Price displayed is based on today's currency conversion rate of the listed sales price. The most popular kinds of boats for sale in Cape Coral currently are. Racer/Cruiser. We planned to pay it off over 2 years but paid it in 18 months. You are unsure if you should pay for the boat in cash or with a loan. Sea Ray has over 400 dealers on six continents, making it one of the best-known boating brands across the globe. Whether your plan is to go off sailing for a season, cruise for a couple of years or liveaboard indefinitely, working out how to get your finances in order can be daunting. For one, some boat loans are more like mortgages than auto loans, since the payments can stretch out as long as 20 years. 2024 Delta Powerboats 33 Open. Cruisers. 888. Boat loans are specifically for watercraft and include special coverages and inclusions for them.